"The Shocking Verifiable Truth about Banking and Loans"-click
sta je to seigniorage ?
pretpostavimo da vam treba fotokopija novcanice od 100 dolara.
prodavac vam umjesto cijene od par centi naplati cijenu od 100 dolara.
http://www.moneyfiles.org/goodfellas.jpg
sta je to seigniorage ?
pretpostavimo da nogometni klub istra mora u puli odigrati utakmicu protiv real madrida.predsjednik kluba ode i naruci masu novostampanih ulaznica.stampar mu umjesto par sto kuna za stampanje,naplati cijelokupni iznos svih ulaznica po cijeni koja pise na njihovom nalicju !!!
fiat money
inconvertible money that is made legal tender by the decree, or fiat, of the government but that is not covered by a specie reserve.All Federal Reserve notes and most circulating coins are money because the government says they are, not because they are backed by precious metals.
Fiat money, by definition, does not have any intrinsic value, nor is it backed by anything other than the confidence holders have in the economy which is covered by the government which decrees it to have value.
fractional reserve banking
A banking system in which only a fraction of the total deposits managed by a bank must be kept in reserve.
Fractional Reserve Banking or Usury-
Do you know where the bank gets the $160,000 for your mortgage? It's very simple. Someone walks over to a computer and types 160,000 beside your name. With only $27.93 of cash reserves for every $10,000 of assets, the bank has just created the remaining $159,553 of that interest-earning money out of thin air. In other words it was created as debt. Most of it wasn't there before you walked into the bank. When, after 25 years of hard work, you pay off your mortgage, the $159,553 vanishes back into thin air. Not so the interest however. It vanishes into the banker's pocket.
ako ti imas u banci 1000 eura,a potpises cek na 50.000 eura ides u zatvor.
banka potpuno legalno radi ovo zbog cega ti ides u zatvor.
od pocetka sedamdesetih godina,prakticki su sve banke u bankrotu.
radi se o genijalnoj ideji -frakcijsko bankarstvo-frakcijska rezerva.
banke sa svojom obaveznom rezervom od 2%,prakticki izdaju 98% svog novca kao falsifikat.
Excerpts from the first chapter of The Grip of Death: a study of modern money, debt slavery and destructive economics by Michael Rowbotham:
If people are told that there is £680 billion of money in the economy, and are then asked if they can guess how much of this money has been created by the government, they are likely to be puzzled. Why, all of it, surely? Surely a government is responsible for the currency of the nation? When people are told that the same statistical release from the Bank of England shows that the total of money created by the Treasury on behalf of the UK Government is a mere £25 billion of notes and coins, they naturally ask where does the rest of the £680 billion come from? What is the origin of the £655 billion which has not been created by the government?
If they are then informed that this other £655 billion - 97% of all money in the United Kingdom - has been created entirely by banks and building societies, and that they have created this staggering quantity of money out of nothing, most people are totally flummoxed. If you or I make money, this is called counter-feiting, and we are looking at the prospect of four walls, iron bars and a slim glimmer of daylight in twenty years time.
If they then ask how private, commercial companies can create money, and are told that it is their mortgage, their personal loan and their overdraft which has led to the creation of this £655 billion; that governments rely upon the majority of people going into debt simply to create money to supply the economy; that virtually every pound in existence, whether circulating or deposited in bank accounts, is matched by an equivalent pound of debt - if they are told this, people generally stop asking questions. They get that uncomfortable look in their eye. 'This guy is definitely right out of his tree...'
Through a barrier of doubt and suspicion, you might add that banks and building societies account 97% of the money in the economy as their own, temporarily 'on loan' to the economy; that the majority of mortgages are illegitimate and unnecessary and that each generation's debts exceed those of the previous generation; that bankruptcies and repossessions have to be seen in the light of an impossible scramble for inadequate money; that the creation of money as a debt is directly responsible for recurrent booms and slumps and generating the intense pressure for economic growth in the developed world, as well as causing the appalling debt of the Third World; and that these facts have been established by Royal Commissions and the system denounced repeatedly by leading economists, bankers and statesmen.
Most people, when they are told this, dismiss the claims utterly and in their minds clearly regard you as a politically disturbed person; a sad case of mental fixation, perhaps unable to cope with the demands and opportunities of the modem world. This is really quite understandable. The natural assumption is that there must be more to this matter. If banks and building societies do indeed create money, there must be a rationale behind the decision to leave the creation and supply of money to them. It defies belief that such an extraordinary arrangement should exist without there being good reasons behind it.
But, as this book shows, there are no good reasons. Indeed, there is abundant evidence of the destructive effect of this method of supplying money to an economy. Relying upon banks and building societies to create money using their 'loan system', and allowing this to form the modern money supply, gives rise to a catalogue of economic trends which are wholly undesirable, and without mitigating circumstance.
u susret stampanju novog novca,centralna banda zatrazi od drzave duznicke papire (drzavne obveznice)u iznosu od naprimjer 100 kuna.
drzava ima potrebu za 100 kuna.centralna banda stampa 100 kuna u susret drzavnom obecanju za povrat tih 100 kuna + kamate.
sada zamislimo da u opticaju postoji samo tih 100 kuna;otkuda ce drzava platiti kamate kada za to nema postojeceg novca ? taj novac jednostavno ne postoji !!!
JEDINA MOGUCNOST:ZAMOLITI CENTRALNU BANDU DA STAMPA JOS NOVCA. ONA CE TO NARAVNO UCINITI,ALI SAMO UZ NOVO IZDAVANJE DRZAVNIH OBVEZNICA NA KOJE NARAVNO TREBA PLATITI NOVE KAMATE !!! KUZIS TRIK ?
STVORILI SU SISTEM GDJE JE NEMOGUCE ISPLATITI KAMATE,OSIM U SLUCAJU NOVOG ZADUZIVANJA,I STO JE JOS TEZE; TAJ BEZVRIJEDNI PAPIR SVAKE GODINE GUBI NA SVOJOJ VRIJEDNOSTI,A DRZAVA MORA ISPLACIVATI PRAVE VRIJEDNOSTI STVORENE RADOM,ZNOJEM I MUKOM NJENIH STANOVNIKA.
nazalost,prica ne zavrsava ovdje: drzava kao drzava ne proizvodi nista.
drzava je u stvari samo birokratska formalnost putem,koje centralna banda TRAZI SVAKE GODINE NOVE I SVE VECE POREZE OD STANOVNIKA I FIRMI.na taj se nacin,proporcionalno povecanju duga smanjuju ponuda i profesionalnost,malte ne svega postojeceg u zemlji.
u novije vrijeme,u mnogim slucajevima stampanje novca nije ni potrebno.
RADI SE O VIRTUALNIM BROJKAMA KOJE SE POJAVLJUJU SAMO NA EKRANIMA KOMPJUTERA.
NADAM SE DA STE RAZUMJELI,ZASTO SMO SVI SIROMASNIJI,AKO SLUCAJNO BDP NIJE U STALNOM-KONSTANTNOM VELIKOM-OGROMNOM PORASTU,ODNOSNO ZASTO MORAMO RADITI SVE VISE I VISE KAKO NE BI POSTALI SIROMASNI.
ako se osvrnete malo naokolo,vidjet cete sve vise i vise osoba koje sljakaju od jutra do mraka kako bi isplatile na vrijeme svoje dugove,racune,kazne,...
zar smo zbilja slobodni,ili smo postali novo roblje ?
ah,kada bi sve ovo znali vlasnici propalih firmi,obitelji gdje je nekad radio samo jedan clan-a danas ni dva nisu dosta.kada bi samo znali da su kucu koju su mukom,znojem
i velikim zrtvovanjem kupili,placati banci barem dva puta vise i to kroz cijeli zivot; a banci je bio dovoljan jedan jedini click-kao sto ce joj biti dovoljan jedan jedini click oduzeti vam kucu ako slucajno prestanete placati rate...ah,kad bi samo znali...
Hebry Ford je znao:
dobro je da stanovnistvo ne razumije nas bankarsko monetarni sistem,jer mislim da bi su suprotnom slucaju imali revoluciju prije sutrasnjeg dana
EURO TEST ZA JAVNOST :
1.zasto drzave umjesto da same stampaju novac,to prepustaju centralnim bankama ?
a)zato sto to ne mogu raditi
b)zato sto su privatni bankari vise posteni
c)zato sto je to "uobicajena navika" propisana zakonom
2.zasto drzave stampaju kovanice,a ne i papirnate novcanice ?
a)zato sto se to ne isplati
b)zbog ravnopravne podjele obaveza
c)zato sto tako propisuje Maastricht-sporazum
3.zasto drzave izdaje obveznice,umjesto da si stampaju vlastiti novac na kojega nebi trebalo placati kamate ?
a)zato sto se to vise isplati
b)racunovodstveno,tako je vise posteno
c)zato sto tako predvidjaju ugovori sa bankarima
4)zasto je tek 20.09.2005,nakon 112 godina od osnutka talijanske "narodne" banke
10.08.1893;javno objavljen spisak njenih vlasnika ?
a)zato sto nije bio dostupan noviji spisak
b)zato sto to nisu informacije za javnost
c)kako se ne bi otkrila privatna zarada na javnom
5)zasto su bankitalia i evropska centralna banka u privatnim rukama,cak i stranaca ?
a)zato sto je tako demokratski
b)to je efekt globalizacije
c)zato sto su drzave "prepustile" suverenost privatnim financijskim grupama
6)zasto novcanice vise nemaju zlatnu podlogu,odnosno nemaju nikakvu garanciju?
a)zato sto nema toliko zlata
b)zato sto se to ne isplati
c)zato sto je na taj nacin nixon 1971 izbjegao americki monetarni kolaps
7)sta je to monetarna suverenost ?
a)pravo centralne banke
b)pravo vlade
c)osnovno pravo svake drzave
Nebitno
Žensko
Muško
